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Ellie Holt , TEGNA 11:02 PM. EST December 06, 2017

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The holidays are prime time for engagements. But chunk aren’t consistently your wallet’s best friend, abnormally during assurance season.

The Knot 2016 Absolute Weddings Survey begin the boilerplate assurance arena costs $6,163, which has helped advance the boilerplate amount of weddings to an best aerial of $35,329.

Some couples are extenuative dollars with affordable gemstones and cuts for a arena still aces of assuming off.

“The best important affair to bethink is that a brace chooses a arena they adulation for the attending or architecture of it, and that it fits in their budget,” says Anne Chertoff, bells trends able at WeddingWire.com.

Here’s a attending at four assurance arena alternatives and means to save.

Give gemstones a look

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“More and added brides are absent to accept their different personality flash through with their assurance ring,” says Amanda Gizzi, agent for the New York-based Jewelers of America. “And blush is a abundant way to do that.”

One way to assignment blush into a arena — and save on the amount — is to opt for a bright gemstone rather than a diamond. 

Chertoff says the absorption in gemstone assurance rings acicular back Kate Middleton, now the Duchess of Cambridge, wore an assurance arena featuring a azure amidst by a arena of chunk in November 2010. 

“We’ve apparent an access in gemstones for the centermost bean or for the ancillary stone,” she says.

Colorful gemstones such as sapphires, emeralds and rubies can serve as the capital bean or different accents, as an another to application all diamonds.

Blue, pink, and chicken are amid the best accepted sapphires, Chertoff says, while there’s a growing absorption in amethyst sapphires. Azure rings ambit alignment from several hundred dollars to added than $1,000, depending on admeasurement and design.

Fake it

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For those who appetite the actualization of a architecture after the ample amount tag, gemstones that resemble a architecture are a abundant option. Your accompany aren’t activity to ask for an appraisement on your assurance ring, so if that elegant, adorned actualization is best important to you, a architecture look-alike may be perfect. 

“A architecture fabricated in a lab is consistently activity to be beneath big-ticket than a architecture that was organically fabricated and mined,” Chertoff says.

The best acclaimed “fake diamond,” cubic zirconia, is abundant beneath big-ticket than a absolute diamond. This counterfeit gemstone comes from all over the apple and is accessible in about any color. The boilerplate cubic zirconia is about $100, and you can acquisition cubic zirconia set in 14- or 18-carat gold or platinum, alignment from several hundred dollars to $1,000, depending on admeasurement and design.

Moissanite options additionally arise in for beneath than $1,000 at some jewelers. White sapphires additionally action the sparkly actualization of a architecture but amount abundant less.     Consider the carat and the cut

Gemstones are usually awash on the bisected carat, but Chertoff proposes “buying shy.”

If you acquirement a carat hardly off the half-carat, the naked eye can’t acquaint the difference, but you’ll feel it back you attending at the amount tag. For example, a 1.2-carat is cheaper than a 1.5-carat, but no one acceptable will be able to acquaint the difference.    

Cut additionally affairs back it comes to price. According to The 2017 National Jewelry Survey from WeddingWire, 22% of couples chose a annular brilliant-cut arena but aloof 7% chose emerald cut, which is a cheaper option. However, Chertoff says the emerald cut “is consistently activity to arise beyond than added kinds of cuts.”

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Chertoff additionally suggests a aura setting. The tiny chunk surrounding the gemstone accomplish it arise larger, and you can accept added glam for blade with a aura setting, according to the Jewelry Wise website, which is sponsored by Signet Jewelers Limited, whose food accommodate Kay Jewelers, Zales, and Jared The Galleria of Jewelry. 

Check out Etsy

Looking for an affordable, one-of-a-kind ring? Etsy, the online exchange for handmade and best items, has become a antecedent for different assurance rings. 

You’ll acquisition albino sapphires, hand-crafted, sculpture-like brownish rings, and best options in art deco and added styles.

Etsy’s options additionally accommodate custom and alone rings. According to the 2017 National Jewelry Survey from WeddingWire, 66% of proposers gave a custom ring.

“It’s all about personalization,” Gizzi says.

If an online acquaintance isn’t what you’re attractive for, there are consistently jewelers that specialize in best rings that may amount beneath but arise with a lot of history. 

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MagnifyMoney is a amount allegory and banking apprenticeship website, founded by above bankers who use their ability of how the arrangement works to advice you save money.

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