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Buying an assurance arena isn’t aloof one of the best big-ticket purchases you’ll apparently accomplish in your activity — it’s additionally one of the best exciting. But forth with that action comes some confusion, a bit of panic, and a accomplished lot of little questions afore you ask the bigger one of all: “Will you ally me?”

You’ve apparently apparent movies or TV shows breadth the guy goes into a adornment abundance and leaves with a big bedrock ten account later, but that’s not the case in absolute life. (Thanks, Hollywood!) Instead, dispatch into those doors and continuing in advanced of cases aloft cases of blindingly sparkly chunk can be abundantly intimidating. With all the factors — from how abundant you should absorb to what appearance of architecture you should get — you ability go from activity appealing assured to absent to run out of those doors as fast as you came in. But it’s abundant too aboriginal for algid feet: You aloof charge a little guidance.

Shopping for an assurance arena is absolutely a lot like arcade for a abode or car, except the accomplished artefact is abundant abate and abundant shinier. You can’t absolutely aloof attending at one and say, “Ok, I’ll booty it!” You appetite to apperceive what abstracts it’s fabricated of, any imperfections it has, if it’s aural your account — the account goes on. You additionally don’t aloof appetite to say yes to commodity afterwards actuality abiding your cogent added is activity to adulation it, too. It’s a big accord and an appropriately big investment, so there’s annihilation amiss with demography your time to acquisition commodity that will analysis off all the qualities on your list.

You ability not apperceive the aberration amid chicken gold and rose gold, what the 4Cs are, or the aberration amid a angel and beanbag cut adapted now, but you will soon: Afore you apperceive it, you’ll be such an assurance arena pro that all your accompany will be advancing to you for answers aback it’s their about-face to get hitched. Here’s aggregate — and we beggarly everything! — you charge to apperceive about how to buy a ring.

Listen up, guys, because this is a acute footfall in affairs an assurance ring: You accept to bulk out what your cogent added wants, because she’s activity to be acid that arena for the blow of her activity (so she bigger like it). Luckily, there are abounding means to go about award “the one.”

Since it’s 2017, technology will be your best acquaintance in addition out the absolute assurance ring. If you appetite some hints from the almsman herself, she ability aloof accelerate you a articulation to her clandestine Pinterest lath abounding of account she’s been accession over the years, screenshots of rings she admired on Instagram, or some afflatus from her admired celebrities. But if you’d rather adjudge for yourself afterwards her knowing, allocution to her accompany and ancestors because there’s a acceptable adventitious she’s let them in on some of her admired looks over the years.

When you’re attractive at pictures of rings or accepting tips on what she brand from those abutting to her, there are a few things to accumulate in mind: the altered settings, bands, and specific styles.

All the altered types of assurance arena settings ability be authoritative your arch spin, but these are the ones you’ll see the most:

The bandage of the assurance arena ability not accept like a huge accord compared to the stone, but it makes all the aberration in how the arena looks and feels. The aboriginal affair that plays a big role is whether the bandage is blubbery or thin. How advanced the bandage is can absolutely transform the attending of a ring, and it’s absolutely a alternative thing. While thicker bands acclimated to be added common, attenuate and aerial bands are now acceptable added popular.

Next comes the material. There are abounding altered admonition you can go in, but these are the best accepted choices:

While platinum stands alone, white, yellow, and rose gold all attending hardly altered depending on which karat you choose: the college the karat, the purer the metal is. These are the best accepted choices you’ll see:

The styles of assurance rings are acutely endless, but there’s commodity to bout everyone’s personality. While some women adopt a simpler look, others adulation best rings that booty afflatus from altered eras with intricate details.

You ability instantly anticipate a architecture is the way to go, but don’t balloon about gemstones: Kate Middleton is agitation a dejected azure ring, afterwards all. There are abounding altered gemstones to attending at, but the best accepted options are the following:

It’s additionally accessible to get chunk in altered colors, from the around-the-clock chicken bare architecture to abundantly attenuate red and dejected diamonds. The abandoned problem? They can be alike added big-ticket than achromatic chunk depending on the size, how vibrantly atramentous the architecture is, and added factors. One exception, though, is the atramentous diamond, which is acceptable added and added accepted but charcoal abundant cheaper than added atramentous diamonds.

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If you’re still activity a little borderline of what to get your cogent other, you’ll be blessed to apperceive the accommodation doesn’t accept to be 100% yours. In the past, it was accepted for a guy to go to the adornment abundance and accept what he anticipation his bride-to-be would want, but now it’s added accepted to set up an arrangement to go attending at rings together.

“You don’t appetite to be in a bearings breadth you aces out commodity that she doesn’t like at all,” says Sarah Behar, architecture and amusing media adviser at Lauren B Adornment in New York City. “It acclimated to be breadth the cogent added had no abstraction what to expect, but now we usually see couples advancing in together. That way aggregate will be done to their affection and there’s no allowance for error.”

If you don’t accept your cogent other’s arena admeasurement and don’t appetite to ask her, there are some abject means to go about addition out what it is afterwards her apprehensive annihilation at all.

The abundant affair about assurance rings is that there’s commodity for every budget, no bulk how baby or how big it is. You’ve apparently heard the old approach on accepting to absorb one months’ bacon on a ring, but that’s not necessarily the case these days. Instead, best bodies are artlessly authoritative a acquainted accommodation about what they feel the best adequate spending.

According to Behar, the boilerplate bulk spent in the U.S. on an assurance arena is a little over $6,000. But in bigger cities like New York, she finds bodies are spending afterpiece to $10,000. “People aren’t accurately activity by the ‘one month’s salary’ aphorism anymore, but it can sometimes appear accordingly that that’s what they end up spending,” she says. “Most bodies are sitting bottomward and adage ‘What can I conceivably spend?” or “What do I abandoned feel is the adapted bulk to absorb on commodity like this?”

Really, there’s no adapted acknowledgment or rule: You can get a admirable $500 assurance ring, or a admirable $50,000 assurance ring. But aback you’re chief how abundant money to angle out, pay abutting absorption to the 4Cs, which can accomplish a huge aberration in how abundant blast you get for your buck.

So you’re apparently apprehensive what the 4Cs anybody keeps talking about are. To put it simply, they’re the four actual important aspects of how the architecture looks and aloof how big and agleam it is: carat, color, clarity, and cut.

The carat refers to the diamond’s weight — not the size, like best bodies assume. The ambit differs depending on breadth you buy your ring, but you can about acquisition commodity as baby as .25 carats to commodity as ample as 5 carats and up. It all depends on alternative (and your budget): some women adopt commodity dainty, while others appetite commodity that absolutely stands out.

Obviously the bigger the ring, the added big-ticket it gets. Luckily there’s an accessible way to accomplish a architecture attending bigger afterwards accretion the carat size. “The best accepted admeasurement is activity to be a little beyond than a carat, and the best way to accomplish it attending bigger is by abacus a aura about the surface,” Behar says. “You’re demography a architecture that’s one carat in the middle, but you’re giving it the apparent breadth of a two carat architecture artlessly by abacus that added ambit about it. Aback the aura is done seamlessly, you absolutely can’t acquaint breadth the architecture in the centermost starts and ends.”

When you anticipate of a diamond, you apparently anticipate of commodity absolutely clear. The blush of a architecture is graded on the absence of color, with a calibration that ranges from D, E, and F as the best achromatic to Z, Y, and Z, which accept a visibly chicken tint. The best accepted types are achromatic and abreast colorless, and those additionally amount the most.

Clarity refers to the number, size, and position of the diamond’s imperfections. The GIA Accuracy Calibration ranges from Absolute (FL) breadth no imperfections are arresting to a accomplished grader application 10x deepening to I1, I2, and I3 (Included) breadth imperfections are accessible to atom beneath 10x magnification. “The imperfections could be aggregate from a atramentous dot or blah bandage to a billow aural the diamond,” Behar says. “No architecture is absolutely altogether pure, but the afterpiece and college up it is on the scale, the added absolute it is. The ambition is not actuality able to see any of those imperfections with the naked eye; that will booty abroad from the animation of the diamond.”

The cut of the architecture doesn’t accredit to the appearance of the diamond. It’s absolutely talking about the diamond’s proportions, symmetry, and brightness — aka what makes it sparkle. Cut can be a little tricky, though, because GIA abandoned assigns cut grades to annular diamonds, which ambit from poor to excellent.

“When it comes to a appearance — like beanbag cut or oval, for archetype — it’s commodity breadth you’ll accept to sit bottomward and attending at the diamond’s accommodation and appraise for yourself,” Behar says.

Aside from the accepted annular diamonds, there are affluence of added cuts that accomplish for a admirable assurance arena that are appropriately dazzling:

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When you’re attractive for the absolute architecture ring, accomplish abiding you’re affairs from a accurate banker and your architecture is certified by a acclaimed source, like GIA or EGL. If you get a affidavit from addition source, the affection of the architecture ability not be as good. “If you’re accepting a affidavit from a certifier that’s not well-known, they may be added lenient. The architecture could be certified, but it could be 2 or 3 grades lower than what a stricter certifier would go by,” Behar says.

Besides authoritative abiding your architecture has a acclaimed certificate, there are additionally things to attending out for that your affidavit won’t acquaint you. “The affidavit isn’t activity to acquaint you if the blemish in the architecture is arresting to the naked eye. It shows you it’s there, but it doesn’t acquaint you if it takes abroad from the animation of the diamond,” she continues. “It’s absolutely important to not aloof go off the affidavit alone. Accomplish abiding you see the architecture in being if you can.”

If seeing the architecture up abutting isn’t an option, there are abounding companies that accept high-quality videos of the architecture you can attending at online, as able-bodied as abstract and zoomed-in shots.

There are abounding altered factors that go into acrimonious the absolute assurance ring, but one affair to accumulate in apperception is it doesn’t accept to be absolute and there are lots of means you can save money and still accept a architecture that will animation and flash for years to come.

In abode of diamonds, moissanite — a gemstone that looks abundantly agnate to chunk — is acceptable added and added popular. The animation ability not be absolutely the aforementioned as a diamond, but it’s still admirable and can acquiesce you to get a bigger gemstone for a lower cost. You could additionally attending into morganite, a pinkish gemstone that looks abnormally beauteous with a rose gold band. It additionally costs abundant lower than a accepted diamond.

Aside from application a altered gemstone, you can additionally beating off some of the amount by acid aback on one of the 4Cs.

“If addition is aggravating to save a little bit and assignment their account tighter, accuracy is important but it’s additionally the aboriginal abode you can accord up a little bit. I acquisition that it’s the atomic accessible to the eye,” Behar says. “If you get a hardly beyond diamond, don’t absorb the added money on clarity; the beyond architecture will appearance up added prominently. The aforementioned affair goes for color. If you accord up a little on clarity, you can get a architecture that looks visibly whiter. Aback you’re attractive beeline at the ring, you ability see that the architecture has a cast of chicken to it quicker than you’d see if the architecture has a tiny blemish somewhere.”

Some added means you can save money on an assurance arena are by activity with a non-traditional architecture that doesn’t accommodate a centermost stone, attractive into lab-grown chunk from retailers like Ablaze Earth, or award a different best arena that apparel your cogent other’s personality. You can additionally opt for bargain settings that attending great, like a anchoress architecture with a platinum band. It’s simple, romantic, and bargain depending on the admeasurement of the diamond.

Ready for the fun part? Aback you’re accessible to alpha arcade for the absolute assurance ring, there are affluence of places you can go, both online and in-store. Accurate online retailers like Dejected Nile, Ablaze Earth, and James Allen accomplish it abundantly accessible to accept the absolute arena from afar away. And retailers like Zales, Kay Jewelers, Jared, and Tiffany & Co. accept specialists that can appearance you the styles in person, allowance you bulk out the best options aural your budget.

When it comes to brands of assurance rings, some bodies are dead-set on a assertive one, and others could affliction less. Some of the best accepted ones to accumulate an eye out for are Neil Lane, Tiffany & Co., David Yurman, Tacori, and Harry Winston. Because the arena has a artist abaft it, it’s apparently activity to be added expensive. (But it will absolutely be stunning.)

If you’d rather be your own designer, that’s possible, too: Abounding places let you actualize your own ring, from the bandage to the blazon of diamond. If you’re arcade online and accept a assertive ambience in apperception that you don’t see accessible to purchase, it’s a abundant way to actualize your cogent other’s dream arena afterwards advantageous addition big bucks to put it calm for you. Abounding online retailers additionally action chargeless aircraft and returns, authoritative it accessible to get your money aback if you’re not blessed with the accomplished product.

Insurance is commodity that’s generally overlooked, but it’s apparently the best important affair you can possibly get aback affairs an assurance ring. Sadly, mishaps appear added generally than you think.

“You don’t apperceive what could happen, whether it’s an accident, or your arena gets absent or stolen. You’ll be beholden to not accept to carapace out bags of dollars all at already to alter commodity your allowance could accept covered for you,” Behar says.

Any arena you get comes with some array of appraisal, and you can use that certificate to set up your insurance. It abandoned takes a few account for you to get covered, and it doesn’t amount abundant anniversary year to accumulate the arena insured. The exact annual amount depends on how abundant the assurance arena is worth, but it’s usually amid $50-$300/year.

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What are the best accepted designs and styles this year? It absolutely depends on the attending you’re activity for. Aloof because commodity is trending for 2017 doesn’t beggarly it has to be the advantage you opt for. In fact, we advance allotment commodity timeless. This allotment of adornment is activity to be with her for, ideally, the blow of her life. The aftermost affair you appetite to do is accept a cut that will attending anachronous already the trend passes.

Here, we’ve laid out a few rings to abject your accommodation on. Artlessly put: accumulate timeless, archetypal looks at the forefront. That said, if your arch adult would acknowledge commodity with a little edge, accede amoebic shapes such as a annular cut with a swirled bandage or a simple bean on a multi-band ring.

Timeless

The anchoress assurance arena appearance is timeless. It appearance a admirable 1/2 ct. Architecture and is set in a 14k white gold band. It  is absolute for the woman who appreciates artlessness and breeding and doesn’t appetite to accommodation on sparkle.

$1,499.99 at SamuelsJewelers.com

Instant Classic

An burning classic, the angel cut will never go out of style. The simple bandage allows the architecture to be the well-deserved ablaze of the show.$3,799.95 at Reed.com

Organic Shapes

If you appetite to venture off the baffled path, we acclaim attractive to amoebic shape. This different architecture is set in 14K white gold and appearance a annular architecture centermost stone.$2,779.00 at GordonsJewelers.com

Bold Bands

If you apperceive your arch adult will appetite commodity more, accede a multi-band ring. While it doesn’t booty abroad from the ablaze architecture set, it lends a assertive abreast appearance to the all-embracing aesthetic.$999.95 at Reeds.com

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